3 Types of Insurance Claims

An insurance claim involves asking your insurance company to pay for something that you have insurance on, such as a car or a house. Filing a claim involves filling out forms and sometimes taking photos of any damage that has occurred. Even if your claim is approved, you may still have to pay a deductible on the claim, if this is mentioned in your policy. Here are three types of insurance claims. 

1. Home Insurance

A homeowner might make a claim on their home for damage or loss of property caused by fire, thunderstorm, snow, or hail. Besides natural disasters, home insurance claims can involve home burglaries, vandalism, and coverage in the event that someone was injured on your property. Your insurance claims St Louis MO company will go over what can and cannot be covered under your home insurance policy. 

2. Car Insurance

An auto insurance claim is typically …

4 Signs You Need a Septic Tank Cleaning

Life has a bad habit of getting hectic especially when you work and maintain a home. Although some chores can be put off until later, septic tank maintenance cannot be neglected. If you’ve ignored your septic tank for too long, here are four signs you desperately need it cleaned.

1. Multiple Clogs at Once

While everyone gets a stopped-up drain at some point, if they’re all slow at the same time, chances are your septic system is clogged. If this happens, call your septic company as soon as possible before you end up with backed-up sewage. To avoid this problem in the future, schedule a routine cleaning every 3-5 years.

2. Unpleasant Odor

Septics are designed to keep odors at bay, so when you smell something, there’s a problem. An unpleasant septic odor inside or outside the home usually qualifies as an emergency. A foul odor indicates that your septic …

How an Air Filter Can Help You

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Airborne contaminants tend to be worse indoors since there usually isn’t as much air circulation as there is outside. With this in mind, a quality air purifier can help you freshen your home’s air quality and improve your health.

Mitigating Pollutants

Some pollutants, such as carbon monoxide and nitrogen dioxide, can not be avoided by simply shutting windows and doors. Even if you live in an area that doesn’t have a lot of traffic, cleaning agents can spread toxins such as chlorine and ammonia. Exposure to pollutants here and there may not do much to your body, but increased exposure can lead to health problems. Air purifiers can filter out these contaminants before they do considerable damage. Also, if you’re having problems with excessive moisture, oil, or dust in your home, Donaldson compressed air filters are designed to remove these harmful materials quickly.

Mitigating Diseases

Many diseases are airborne. Tiny …

3 Creative Ways To Use Stone in Your Landscape

16 DIY Landscaping Projects for Your Yard | Extra Space Storage

There are many creative things you can do to improve the look of your landscape. Using stone for these tasks is a great idea since, when installed correctly, it lasts for a long time and resists wear. Consider these three ways that stone can be incorporated into your yard to make it more functional and attractive. 

1. To Support Slopes

If you’ve always wanted a flat lawn, but your property is sloping, you might still have an option. Residential retaining walls Memphis TN offer a practical way to create a strong, stable, and long-lasting solution to sloped landscapes. They are incredibly durable, so you won’t have to worry about replacing them after a few years like you would with a wooden structure. 

2. To Create a Focal Point

Some stones simply call out for attention. These can make a great focal point in your yard with a little planning. Start …

Benefits of Getting New Attic Insulation

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Out of sight, out of mind, so they say. In the case of attic insulation, however, out of sight means drafty interiors and wasted heat energy. That is why it’s important to make sure insulation in the attic is in good condition.

Here are some reasons why you should be paying better attention to it, in case you haven’t been at all. 

Lower Energy Costs 

Without proper insulation, your heater is working double overtime even when it doesn’t have to. That’s because poor insulation isn’t able to keep the cool air out and keep the warm air in, thereby making your home cold and drafty.

With proper attic insulation, you’ll get better chances of achieving cost-efficiency because your interiors will be heated sufficiently. 

Longer HVAC Lifespan

Because your HVAC unit is not forced to exert any extra effort, it can maintain its efficiency as a working equipment. Decreasing …